PaisaCalc — Financial calculators
Loans, investments, tax, and personal finance — EMI, SIP, FD, and more.
Free to use, quick results, no sign-up required.
Popular tools
Calculate your Equated Monthly Installment for any loan with full amortization details.
Use tool → SIP CalculatorEstimate returns on Systematic Investment Plans with compounding.
Use tool → FD Interest CalculatorCheck returns on Fixed Deposits with different tenures and rates.
Use tool → Income Tax Calculator (India)Calculate your payable income tax under the Indian tax regime.
Use tool →Use our free EMI calculator, SIP calculator, income tax calculator, and loan calculator to plan loans, investments, and tax. No sign-up required.
Loan Calculators
View all →EMI Calculator
Calculate your Equated Monthly Installment for any loan with full amortization details.
Home Loan EMI Calculator
Plan your home loan. Check eligibility, tax benefits, and total interest payable.
Personal Loan EMI Calculator
Find out exactly what your personal loan will cost you over its tenure.
Car Loan EMI Calculator
Calculate monthly EMI and total cost for your car loan.
Business Loan EMI Calculator
Estimate EMI and repayment schedule for business loans.
Education Loan EMI Calculator
Plan education loan repayments with moratorium and interest subsidy options.
Loan Against Property EMI Calculator
Calculate EMI for loans secured against property.
Mortgage Payment Calculator
Estimate monthly mortgage payments and amortization schedule.
Loan Balance Calculator
Check your outstanding loan balance at any point during the tenure.
Loan Eligibility Calculator
Find out how much you can borrow based on income and existing obligations.
Investment Calculators
View all →SIP Calculator
Estimate returns on Systematic Investment Plans with compounding.
Lump Sum Investment Calculator
Calculate returns for one-time lump sum investments.
Mutual Fund Return Calculator
Project returns on your mutual fund investments.
Compound Interest Calculator
See how your money grows with compound interest over time.
FD Interest Calculator
Check returns on Fixed Deposits with different tenures and rates.
RD Calculator
Calculate returns on Recurring Deposits in just a few clicks.
Inflation Calculator
See how inflation affects the future value of your money.
Retirement Corpus Calculator
Plan how much you need to save for a comfortable retirement.
Net Worth Calculator
Track your total assets minus liabilities in one place.
Stock Return Calculator
Calculate returns and CAGR on your stock investments.
CAGR Calculator
Compute Compound Annual Growth Rate and absolute return on your investment.
SWP Calculator
Plan Systematic Withdrawal from your corpus with growth and monthly payouts.
NPS Calculator
Project your National Pension System corpus and lump sum at retirement.
PPF Calculator
Calculate Public Provident Fund maturity and interest for 15-year tenure.
Inflation Adjusted Return Calculator
Find your real return after inflation for any nominal rate.
Tax Calculators
View all →Income Tax Calculator (India)
Calculate your payable income tax under the Indian tax regime.
GST Calculator
Compute GST amount and inclusive or exclusive prices easily.
TDS Calculator
Estimate TDS deductions on salary, interest, and other income.
HRA Exemption Calculator
Calculate your House Rent Allowance exemption under income tax.
Capital Gains Tax Calculator
Compute tax on short-term and long-term capital gains.
Personal Finance
View all →Credit Score Estimator
Get a rough idea of your credit health based on key factors.
Debt Payoff Calculator
Plan how to pay off multiple debts using avalanche or snowball method.
Loan Comparison Calculator
Compare two or more loan offers side by side.
Credit Card Interest Calculator
See how much interest you pay when you revolve credit card balance.
Budget Planner
Plan your income, expenses, and savings in one simple tool.
Gratuity Calculator
Estimate gratuity amount based on last salary and years of service.
Salary Hike Calculator
See your new salary and increment amount for any hike percentage.
From the PaisaCalc blog
Learn how to use calculators better, understand EMI, SIP, tax rules, and make smarter money decisions.
10 Financial Calculators Everyone Should Use
The essential financial calculators: EMI, SIP, FD, compound interest, loan eligibility, inflation, retirement, lump sum, ROI, and tax. Free tools for better money decisions.
Best SIP Strategy in India: Maximise Returns
Actionable SIP strategies for Indian investors: how much to invest, when to increase SIP, and how to use our SIP calculator to plan your wealth.
FD vs SIP: Which Investment is Better in 2026?
Compare FD and SIP: risk, returns, and tax. Use our FD calculator and SIP calculator to see which fits your goals.
How Credit Card Interest is Calculated
Understand credit card APR, minimum payments, and interest calculation in India. Use our credit card interest calculator and debt payoff calculator.
How Inflation Affects Your Investments
Understand inflation, real vs nominal returns, and how to protect your wealth. Use our inflation calculator and SIP calculator to plan better.
How Much to Invest Monthly to Become a Crorepati?
Find out how much to invest monthly via SIP to reach ₹1 crore. Examples for ₹5k, ₹10k, and ₹20k per month with different time horizons.